Providing a statement to the insurance adjuster assigned to your claim

Providing a statement to the insurance adjuster assigned to your claim

Once a claim for bodily injury and property damage is submitted to an insurance company, they will assign a claims representative or claims adjuster and open a claim file.

Once the adjuster opens his file, he or she is likely to contact their insured for a review of the facts after reviewing the policy.  Once that happens, you can expect that the adjuster will reach out to you, the victim, for a statement.  While many lawyers will advise clients to remain tight-lipped about the incident to the insurance company while the firm investigates the claim, there is a different approach. The more information provided to the insurance company, the better the chance of showing more compensable pieces of your claim. This will make the claim of higher value. 

The initial statement taken by the insurance adjuster is simply to get a grasp of the overall claim and to determine how different, if any, the perspectives are from the insured and the victim.  The adjuster, at this stage, won’t go Read the rest

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DUI/DWI Consequences

DUI/DWI Consequences

No one intends to be involved in a DUI. However, when we make an error in judgment concerning alcohol consumption and wind up being apprehended by law enforcement, the consequences are often a surprise to us in terms of severity, especially for those of us never in trouble with the law before. If you wind up in a position where you are caught driving drunk or impaired, it is generally a good idea to be aware of the consequences. Some states have some extremely stringent laws regarding impaired driving.
First Offense
In many states even the penalties for a first DUI are relatively stringent.  These laws were passed because of the huge amount of injury and death caused by drunk drivers. In many cases, a first offense can result in imprisonment, as well as fines, depending on Blood Alcohol Content (BAC) and the presence of any minors in the vehicle at the time of the stop. Many other states may initially require only probation instead of these stiff penalties. While some first-time DUIs are spared imprisonment, many are
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5 Key Factors in a Slip and Fall Case

5 Key Factors in a Slip and Fall Case

Slip and fall accidents are one of the most common accidents during the holiday season. Most slip and fall accidents are caused by wet, dirty or defective floors. Most of these holiday accidents happen in grocery stores, parking lots and malls. If you find yourself toting a purse, packages or children through a crowded store this holiday season, make sure to keep a proper lookout for obstacles in your path. If during the busy holiday shopping season you find yourself a victim in an unfortunate slip and fall accident, here are a few important factors to consider before it’s too late.

  • Just because you got hurt does not mean you will recover.

Many people believe that if they are injured in a store, they automatically can recover for their injuries. That is not the case. If you have sustained injuries from a fall, you must be able to prove what caused you to fall before you get compensated. Merely owning or occupying land does not make that person or business liable … Read the rest

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“Apartment Managers Can’t Turn a Blind Eye to Crime,” says Apartment Crime Lawyer Memphis,TN Knows and Trusts.

As an apartment crime lawyer Memphis, TN  knows and trusts, I can tell you that in Tennessee, the law requires property owners to take reasonable measures to protect their tenants and guests from foreseeable criminal attacks.  Many apartment managers and owners fail to do this, and in some cases, innocent people living in or visiting apartment complexes or communities are injured as a result.

What is a foreseeable crime?

Tennessee case law states that the degree of foreseeability needed to establish a duty by an apartment owner to protect against criminal acts will almost always require that prior instances of crime have occurred on or in the immediate vicinity of the property. Courts will consider the location, nature, and extent of previous criminal activities and their similarity, proximity, or other relationship to the crime that resulted in personal injuries to an innocent victim.

Assessing Crime at an Apartment Complex

So, what is a property owner or apartment manager in Memphis TN supposed to do? The owner or manager can start by assessing the level of crime within the apartment complex … Read the rest

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Tips for Driving Through Storms

Tips for Driving Through Storms

When you are behind the wheel, you always have to be alert to everything around you. This means that you not only have to be aware of pedestrians and other drivers on the road, but you will also have to be prepared for the onset of inclement weather. Weather can change at the blink of an eye, without warning. When you are driving and a storm suddenly hits, there are certain things you can do to stay safe. Here are a few tips for driving through storms from an experienced Personal injury lawyer Washington DC.

Be Prepared

First and foremost, you should be prepared when you go for a drive. Check the weather forecast in your area, as well as any area to which you may be driving. You will be better able to handle whatever comes your way as a result. You may even be able to plan alternate routes to take where the weather isn’t quite as severe.

Tell someone close to you about your route, destination and the time you plan … Read the rest

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What is the difference between a patent and a trademark?

What is the difference between a patent and a trademark?

Intellectual property is one of the most obscure areas of law, and many business owners, eager to protect their IP, need to know what protections patents and trademarks offer.  Often, you will be best served by consulting with a patent attorney about your intellectual property.  However, this provides an overview of the protections afforded by patents and trademarks.

A patent protects inventions.  There are actually three types of patents, utility patents, design patents, and plant patents.  Plant patents protect new asexually reproduced plants, including sports, mutants, hybrids and newly found seedlings, other than tuber propagated plants or plants found in an uncultivated state.

Design patents protect original ornamental designs for articles of manufacture, which includes almost anything that has ever been made, as well as graphical user interfaces for computers, smartphones and tablets as long as a portion of the display is shown.

Utility patents protect inventions that are new and an advancement on the current technology.  A utility patent can be directed to any manufactured good or industrial process … Read the rest

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IRS Eliminates Valuation Discounts for Family Owned Entities: TAKE ACTION NOW!

 

 The IRS Has Issued Regulations Limiting or Eliminating the Use of Valuation Discounts.

One of the key benefits of Family Entities over the last several years has been the opportunity for significant valuation discounts for estate and gift tax purposes for clients with taxable estates. Last year, we advised  in our Estate Planning Newsletter that we expected the IRS to issue regulations limiting or eliminating the use of valuation discounts for family owned or controlled entities. Earlier this month, the IRS finally issued those proposed regulations. The  regulations are set to virtually eliminate the use of family entity valuation discounts as an estate planning tool.

However, there is still time to take advantage of valuation discounts. But, you need to act now. 

What is a Family Entity?

A Family Entity is exactly as it sounds — a company (limited liability company, corporation or partnership) that is owned and controlled by the organizer and the members of his or her family.

What Are Valuation Discounts?

Traditionally, ownership interests of a Family Entity have been valued at a reduced or discounted … Read the rest

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2 Dead in Apartment Shooting at Wingood Manor Apartments in Memphis

Well, it happened AGAIN.  There was an apartment shooting at Wingood Manor Apartments this past weekend.

According to news reports, yet another apartment shooting occurred in Memphis over the weekend that left 2 young fathers dead: Irving Guy and Joshua Irby.

Of course, not all crime can be prevented, and not all crime that occurs at an apartment complex is the fault of the property owner.  However, we represent crime victims and their families, and in prosecuting civil cases against apartment complexes for wrongful death and money damages, we often find that large, out of town owners fail to employ reasonable security measures that could have prevented innocent people from becoming victims of violent crime.

 Read about one of our recent Memphis Apartment Shooting cases here.

  • If you or someone you know has been injured or killed at an apartment complex in Memphis, call Patterson Bray for help at (901) 372-5003. We are lawyers for apartment crime victims and their families.
  • Visit our page on Apartment Crime Law.  Sign up for our blog posts here.
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Patterson Bray Wins on Motion to Dismiss

Victory for Patterson Bray!

Patterson Bray is happy to announce a victory in a business litigation case. Our strategy? A Rule 12 Motion to Dismiss. Our client, a former officer and employee of a factoring corporation, was wrongfully sued in his individual capacity by a former customer of his employer. Our client served as Chief Financial Officer, and had merely signed agreements on behalf of the company. The Plaintiff alleged that our client’s employer had misapplied payments and committed other improper acts in connection with their Factoring and Buyout Agreements.

Our Strategy

The Complaint contained numerous allegations against the factoring corporation, but its only mention of our client was that he was an officer of the company, and that, as an officer he was somehow responsible for implementing the policies and procedures that damaged Plaintiff.

After our firm was hired to represent the former officer, we carefully analyzed the Complaint filed against him in Federal Court. In our judgment, the claims in the lawsuit were neither valid nor properly stated, so we filed a Motion to Dismiss for Failure to … Read the rest

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Top 8 Things to Know About Tennessee Residential Property Disclosure Law

Top 8 Things to Know About Tennessee Residential Property Disclosure Law

If you are thinking of buying or selling a home, you may have questions about the basics on Tennessee property disclosure law. The Tennessee Residential Property Disclosure Act, Tenn. Code Ann. 66-5-201, et. seq., requires the Seller of a home to provide the Buyer with a Property Disclosure Statement.  Despite this law, there is still a large amount of civil litigation arising from defects discovered in a home after the Buyer has moved in. Be aware of these top things to know about Tennessee real estate property disclosure law:

Tennessee Property Disclosure Law

  1. Sellers are required to disclose the condition of the home, including any “material defects.” What does “material” mean? Generally, any fact or condition that might affect a Buyer’s decision to purchase the home.
  2. Sellers are only required to disclose based on the information they have.  Sellers are not required to have a home inspection, hire experts, or conduct an independent investigation to discover everything that might be wrong with their home.
  3. The Disclosure
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