Providing a statement to the insurance adjuster assigned to your claim
Providing a statement to the insurance adjuster assigned to your claim
Once a claim for bodily injury and property damage is submitted to an insurance company, they will assign a claims representative or claims adjuster and open a claim file.
Once the adjuster opens his file, he or she is likely to contact their insured for a review of the facts after reviewing the policy. Once that happens, you can expect that the adjuster will reach out to you, the victim, for a statement. While many lawyers will advise clients to remain tight-lipped about the incident to the insurance company while the firm investigates the claim, there is a different approach. The more information provided to the insurance company, the better the chance of showing more compensable pieces of your claim. This will make the claim of higher value.
The initial statement taken by the insurance adjuster is simply to get a grasp of the overall claim and to determine how different, if any, the perspectives are from the insured and the victim. The adjuster, at this stage, won’t go … Read the rest
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