Car Accident Lawyer Memphis, TN

The Deadly Connection Between Holidays And Drunk-Driving Crashes

Car Accident Lawyer Memphis, TN

Despite widespread knowledge of just how dangerous it is, a car accident lawyer in Memphis, TN knows that drunk driving remains a persistent problem in the United States. National statistics from the early 2000s show that there was an average of 36 fatalities per day due to drunk driving accidents during that time period.

As unacceptably high as that number is, it pales in comparison to DUI accident death rates around major holidays. During the holidays there are more cars on the road, with many drivers having just spent time with their families and drinking alcohol. Drivers are distracted and may not realize how much they have had to drink, putting their life and other people’s lives at risk. If you’ve been involved in a drunk driving accident either at the holidays or at another time of year, it’s important to understand that you don’t have to navigate the legal aftermath of your collision alone. Working with an experienced Memphis, Tennessee car accident lawyer from Patterson Bray can help you make an informed decision about whether to hold the drunk driver who caused your injuries accountable for their behavior. 

The ‘holiday season’ from late November through early January

During this short period, Americans celebrate Thanksgiving, Christmas, Hanukkah, and New Year’s Eve. And most adults celebrate with alcohol. During Christmas and New Years’, for instance, some 40 percent of traffic fatalities involve drunk driving. In recent years, an average of 300 drunk driving-related deaths occurred annually in just the final week of the year.

One of the busiest nights each year for bars is the evening before Thanksgiving, commonly referred to as “Black Wednesday.” And because Thanksgiving is a major holiday for car travel, DUI arrests and car accidents surge during this time. It is one of the busiest days for holiday travel, so the likelihood of accidents increases. If you have been struck by a drunk driver, having a lawyer to assist you with your case is strongly recommended. Handling a car accident claim is not an easy task, especially if you are not familiar with the law or the claims process. Navigating the aftermath of a DUI crash is always disorienting. But trying to come to terms with your legal situation during the craziness and emotional holiday time can be particularly jarring. Luckily you do not have to deal with the stress of filing a claim during the busy holiday season alone. Know that an experienced Memphis, TN car accident lawyer can help. 

Summertime and summer holidays

Summer is seen as an especially deadly time for teen drivers because most teens are on summer vacation and might be drinking as well as driving more often. Teenagers, especially ones who have just gotten their driver’s license, are more likely to get into a car accident because of their inexperience and inclination towards risky behavior. During the summer when more teenagers are on the road, it is even more dangerous and the chances of accidents spikes. Memorial Day and Labor Day are two dangerous holidays for drunk-driving crashes because both days typically involve a three-day weekend. But the period between these two holidays remains especially dangerous for younger drivers. The Fourth of July is another summer holiday associated with an increased risk of DUI accidents. Many DUI accidents impact victims who are traveling on summer vacation. If you have been injured after being involved in a DUI accident, you can receive legal help from a trusted lawyer. An experienced car accident lawyer has worked on many different types of cases and knows exactly how to handle yours. Know that whether your crash occurred in Tennessee or not, a Memphis, TN car accident lawyer can help you sort out your options. 

Other holidays and celebrations

There are certain occasions that are primarily about alcohol for most Americans who observe them, including St. Patrick’s Day, Cinco de Mayo, and the weekend of the Super Bowl. During these more relaxed holidays, it is customary for many Americans who observe them to host large parties or celebrate at bars or restaurants. As a result, serious and fatal drunk driving accidents significantly increase during these holidays. According to federal statistics, one-third of all fatalities that occurred on St. Patrick’s Day 2010 were due to alcohol-related crashes.

Know your legal options as a car accident victim

If you or a loved one was seriously injured by a drunk driver during a holiday or at any other time of year, the impaired driver will almost certainly face criminal charges. But you also have the right (and likely the need) to also pursue compensation through a personal injury lawsuit. Trying to recover compensation after an accident can be complicated and difficult without legal assistance. Car accident victims are often left with large medical bills for their treatment and missed weeks or months of work. Many of them struggle to deal with their expenses. If you are in a similar situation, you can explore your options to recover compensation with the help of an experienced lawyer. To discuss your injuries and legal options, please reach out to an experienced Memphis, Tennessee car accident lawyer today.

When you have been in a car accident, you should seek the help of a Memphis, TN car accident lawyer from Patterson Bray. After a car accident, you may be facing copious amounts of physical pain and emotional stress in addition to stacks of medical bills. You may be more concerned about speeding up with your recovery and how you can remain financially stable while you recover. The thought of being unable to work may add to your anxiety. While it may be an inconvenience, taking legal action can result in you obtaining the compensation you deserve. If your case is successful, you will not have to worry about how you will pay your bills and other expenses. What you should understand is that if another person caused your accident, you may have the right to file a claim with a car accident lawyer in Memphis, Tennessee. Patterson Bray, has decades of experience in helping men, women, and families recover compensation after their injuries. If you would like to know more about how Patterson Bray, may be able to help you, please call a car accident lawyer Memphis, TN residents can count on today. 

4 Factors that Determine the Worth of a Personal Injury Claim

While settlement negotiations are typically the first step before filing a personal injury lawsuit, negotiations can fail. Therefore, when this happens, clients often wonder how much their claim is actually worth. The question is both a means of determining how much they can expect to recover and whether the case is worth fighting in court. However, if a car accident lawyer in Memphis, TN is tied to your case, then you can expect that your case is worth fighting for. Therefore, the only question that remains is value, and there are at least four factors that help to determine recovery.

  1. Lost Wages

While the idea of lost wages seems straightforward, it can be challenging to determine. For example, if you are an hourly employee and you miss five, 40 hour work weeks, then you figure the total hours missed, 200, and multiply that by your hourly rate, resulting in your current lost wages. However, when you take that and extrapolate on it because you are no longer able to work in your chosen career field, the math gets a little more confusing for calculating future lost earnings. To make sure that your calculations are accurate so that you are able to get your rightful compensation, hire a lawyer and they can do the math. Missed wages are not something that you want to figure out incorrectly. With the right car accident lawyer in Memphis, TN, these numbers can be worked out for you. 

  1. Medical Bills

Medical bills, again, can seem straightforward. Although, that all depends on the extent of your injuries. Complex or severe injuries that require extensive treatment can be hard to calculate. For example, sustained injuries that allow for complete recovery and no future treatments are easy to figure out because you only need to compile the bills. However, if your injuries are more severe and require lifelong treatments and assistance, the calculations could get more complicated once again. Calculating medical bills can be difficult so it may be helpful to hire a lawyer so that they find the full cost of your medical expenses. 

  1. Pain and Suffering

While an abstract term with no concrete valuation, pain and suffering is something you should be compensated for, especially when your injuries are severe and life-altering. Pain and suffering falls under non-economic damages, which are a category of damages that are not assigned an objective value because they apply to every victim differently. Sometimes determining the extent of pain and suffering can be challenging to figure out. Therefore, your car accident lawyer in Memphis, TN may ask medical professionals and other expert resources to speak about the trauma you endured and the effects of that trauma on your daily life and relationships.

  1. Loss of Consortium

While similar to pain and suffering, loss of consortium is more related to the plight of a spouse or significant other. Accidents affect not only the injured party but those closest to them. If you are unable to work, then your spouse may need to find different or additional work opportunities. You may not be able to offer the same level of companionship as before your accident. All these things and more may equate to more damages and compensation.

While there is no finite way to define specific dollar amounts for particular injuries, the four factors above help the legal system create some level of balance in the recovery process. 

Paying Your Medical Bills

After being in a car accident, there might be a lot on your mind. One of those thoughts could be, “How will I get my medical bills paid?” You don’t always have access to funds immediately following the accident, but you will need medical attention right away. The good news is with a car accident lawyer Memphis, Tennessee recommends by your side, you can navigate the sometimes complex world of insurance, lawsuits, bill collection, and more. The following are some ways you can get your medical bills paid after being injured in a car accident.

Personal Health Insurance

In most cases, your personal health insurance can cover the costs of your medical care until your claim is settled. It’s probable the health insurance provider will want compensation for bills paid under your plan, so keep that in mind when you learn how much your settlement cost will be.

Workers’ Compensation

If your accident was during the course of your employment, you may be entitled to coverage under workers’ compensation. It’s important you have proof to show the accident occurred while you were working. For example, if you were on your way home from work, you won’t be covered, but if you were stopping at a job site to inspect something on your way home, you could possibly have coverage.

Personal Injury Protection

PIP is coverage that is part of your auto insurance policy. With it, the first bills that are processed will be paid. There is a limit, which is commonly about $3,000. When your bills have reached that limit, your coverage will run out and you will need to find a different avenue for payment.

Medicaid

If you don’t have personal health insurance, it’s possible you will qualify for Medicaid, which is a government program that offers health coverage to those with a qualifying low income. The Medicaid office will need notification that your injuries are the result of a car accident, so don’t try to hide that fact. You also won’t often see a Medicaid payment until PIP has been exhausted.

Out of Pocket

If you’re faced with a situation in which none of the above suggestions will work and your case isn’t settled yet, you may need to pay out of pocket simply so you don’t get sent to collections. If your case goes well, you will be reimbursed for doing this. It’s possible your healthcare provider will offer a discount for paying in cash or paying in full on the day of service, so be sure to ask if either of those are possibilities.

What to Do When Insurance Agents Deny Your Claim 

You may think that you have provided everything you need for your car accident claim. You have evidence, the other person was being negligent, and you are suffering from injuries after the accident. While your main focus after a car accident should be ensuring that you get the medical care and attention you need, you may also be focused on filing your personal injury claim. When an insurance agent comes back stating that your claim has been denied, what can you do? Should you stop pursuing your rightful claim to damages after someone else negligently harmed you? Absolutely not. 

Finding an Attorney to Help You

Especially in cases where insurance agents are denying your claim, you want to know that you have the law on your side. An attorney can help ensure that you have turned in everything you will need for your claim and can help you examine the denial letter you were sent. Remember, an insurance agent likely isn’t denying your claim because your claim has no merit. 

Instead, they are likely denying your claim because they want their company to spend as little as possible and, often, people do not want to put up a fight against an insurance company. That’s where our team comes in handy. We are not afraid to stand up against big insurance companies and fight for our client’s right to compensation. 

Filing a Bad Faith Claim

If an insurance company denies your claim when you have provided sufficient evidence, you can speak with your lawyer about filing a bad faith insurance claim. In this case, you would be filing a claim against the insurance company because they unfairly denied your claim and you want to punish them. If you win, they may be penalized or subject to punitive damages. An insurance company may have wrongly denied your claim by:

  • They continue to delay your payments
  • They will not settle your insurance claim
  • They go out of their way not to investigate your claim
  • They offer you a settlement that is extremely low

If any of the above is true, it is possible the insurance company is unfairly offering you a lowball settlement or they are attempting to deny your insurance claim altogether. When this is the case, do not hesitate to ask for our help. We are here for you no matter where you are in the process, whether you are just starting out to file your insurance claim or whether you would like to make an appeal of a denial. 

Contacting Your Lawyer

Having a car accident lawyer in Memphis, TN on your side is a great way to ensure everything is handled legally and properly. While you’re waiting for your case to close, you might speak to your lawyer about assisting you in getting your bills paid in one of the previously mentioned ways.

Following a car accident, and to understand more about your potential recovery, please contact a car accident lawyer in Memphis, TN from Patterson Bray.

What to Do After a Car Accident

If you were injured in a car accident caused by another driver, you deserve to be compensated for your losses. However, in order to obtain fair compensation, you must take the proper steps after the accident. Here are the things you need to do following a vehicle accident.

  • Contact the police. If a car accident resulted in injuries, it is important to call the police. They will arrive at the scene of the accident to make a police report. The report will include important information about the accident, such as when and where it occurred and the names of the people involved. Do not forget to obtain a copy of this report for your records.
  • Take photos of the accident scene. Photos are one of the best pieces of evidence you can have for your car accident case. If you are physically able to do so, take photos of the accident scene, including all the vehicles involved in the collision, traffic signs and skid marks on the road. You don’t need a high-tech camera to do this. A smartphone camera will suffice.
  • Seek medical care. Your health is of the utmost importance. Go to the emergency room immediately after a car accident to get your injuries checked out. A doctor will give you a proper diagnosis and recommend a treatment plan. Be honest about symptoms and don’t leave any details out.
  • Consult a lawyer. If you want to obtain fair compensation for your injuries, it is essential to have a skilled car accident lawyer in Memphis, TN on your side. He or she will handle all negotiations with the insurance company and make sure that you file all your paperwork within the deadline. 
  • Follow your doctor’s instructions. Whether your doctor advises physical therapy or medication for your injury, you should follow his or her advice. If you stop treatment early, you could jeopardize your health and injury case.
  • Keep a journal. It is a good idea to write everything you remember about the car accident in a journal right away. For instance, if you noticed that the other driver was looking at a smartphone right before the accident occurred, you should write that information down. You may also want to write about the symptoms you’ve been experiencing and how they’ve affected your life.