What Happens if the Other Driver was Uninsured?

ou are required by law to insure your vehicle, which makes it all the more important to contact a qualified car accident lawyer in Memphis, Tennessee, if an uninsured driver hits your vehicle. While the majority of people on the road drive responsibly and have solid insurance for their cars, there is always the unfortunate possibility of being hit by someone who has neglected to insure their vehicle. In these cases, it’s important to contact your insurance provider to ensure you receive enough compensation (after all, it’s what you pay them for).

If you’ve been involved in a car accident with an uninsured driver, you might be feeling a little overwhelmed and a little frustrated. However, it helps to look at your situation rationally, and it’s always a good idea to contact a car accident lawyer if you want to pursue additional compensation – or if you’re just wondering if that option would be possible in your case. Every car accident is different, and having an expert walk you through your next steps means having a knowledgeable friend on your side when things are hardest for you.

After an Accident With an Uninsured Driver

It’s frustrating. You have insurance, and the other driver didn’t, and now you’re stuck filing a claim with your insurance company and wondering if it would just be easier to pay out of pocket for your repairs. Being hit by an uninsured driver is almost like being involved in a hit-and-run: in both cases, a driver is being grossly irresponsible and breaking the law, and in both cases an ordinary law-abiding driver gets to deal with the headache. And while you filed a claim with your insurance provider, they could be taking a long time to get you the payment you need.

Many insurance companies take good care of their customers. However, there are just as many that purposefully hold onto your money for as long as possible. Insurance companies make lots of money by holding onto money and letting it generate interest, so you might need a helping hand to persuade them to hand over your compensation as soon as possible. Fortunately, a car accident lawyer in Memphis, TN, is just the helping hand you need.

What a Car Accident Lawyer Can Do for You

Every car accident means trouble, even if the other driver had proper insurance. You could be looking at costly repair fees, and even more costly medical bills. In an ideal world, insurance would cover the full cost of an accident, but there’s no telling how expensive medical care can be, and there’s no telling how difficult it can be to balance your financial obligations while you’re stuck recovering. Lost wages can make a huge dent in your finances, and if you were relying on paychecks to stay afloat, you could find yourself sinking into a debt, fast.

A car accident lawyer can help you determine if any other parties could be held at fault for your accident, and they can negotiate with stingy insurance companies to make sure you get the money you deserve for the recovery you need. Don’t hesitate to reach out to a qualified car accident lawyer in Memphis, TN – get in touch with Patterson Bray today.