Last Updated: Aug 10, 2026
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00:00:00 – 00:00:55
If a deedent died with a joint bank account at the time of their death, then at their death, the joint account passes automatically to the surviving joint owner. Probate is not required, and it doesn’t matter what the individual’s will said as far as how that account passes. In order to get the account retitled into the name of the sole joint owner, you will likely need to provide a death certificate to the financial institution so that they can remove the deedent’s name. Going forward, the
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account funds will be solely owned by the surviving joint owner on the
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