Last Updated: Oct 19, 2026
Read Time: 4 mins
Tennessee limits the amount a jury can award for pain, suffering, and other noneconomic losses. The limit can come as a surprise once a claim is underway. We explain how the cap works, what it leaves untouched, and when it doesn’t apply.
The Cap Applies to Noneconomic Losses
Tennessee Code Section 29-39-102 limits noneconomic damages to $750,000 for each injured plaintiff, counting all injuries from the same act or series of acts. Economic damages, such as medical bills and lost income, aren’t capped by this section.
Because the cap covers all injuries arising from the same events, splitting a loss into separate injuries doesn’t raise the ceiling. That detail matters when a person has several injuries from one crash.
Catastrophic Losses Carry a Higher Limit
The statute raises the ceiling to $1,000,000 for a catastrophic loss or injury. The qualifying categories are:
- A spinal cord injury that causes paraplegia or quadriplegia
- Amputation of two hands, two feet, or one of each
- Third-degree burns over 40 percent or more of the body, or of the face
- The wrongful death of a parent who leaves minor children
When the parties disagree about whether an injury qualifies, the jury decides through a special verdict. The last category matters to families, and a Memphis wrongful death lawyer can explain how a parent’s death fits into that definition. The other categories have their own definitions in the statute.
Some Cases Fall Outside the Cap
The limit doesn’t apply in personal injury or wrongful death cases where the defendant:
- Intended to inflict serious physical injury and did so
- Intentionally falsified, destroyed, or concealed records to avoid liability
- Was substantially impaired by alcohol, drugs, or another intoxicant
- Committed an act that led to a felony conviction and caused the damages
Each exception has its own wording and conditions, so a claim has to be matched against the statute. The details matter. Drunk-driving cases, for example, raise the intoxication question early.
Jurors Don’t Hear About the Cap
The jury isn’t told about the limit. Jurors decide what the evidence supports, and the court applies the cap afterward. That means a verdict can look larger on paper than the amount a plaintiff ultimately recovers.
Knowing this ahead of time changes how a case is valued, and reviewing the types of damages in a claim early helps set realistic expectations. Settlement talks should account for the cap from the start, not after a verdict comes in.
Economic Losses Still Matter
Since economic damages sit outside the cap, careful records carry real weight. Medical bills, therapy costs, lost wages, and future care needs all belong in the claim. A clear grasp of economic and noneconomic damages shows which losses fall under the limit and which don’t.
Insurers look closely at these records when they evaluate a claim, and the factors that affect settlements include documentation. A clean, complete file helps at the negotiating table.
Serious Injuries Need Early Attention
Claims often begin with a collision, a fall, or another sudden event. Evidence, treatment records, and witness names are easier to collect early, and a Memphis car accident lawyer can explain the steps that protect a claim after a collision. Don’t wait.
Families can ask a Memphis personal injury lawyer to review whether a catastrophic category or an exception might apply. That review shapes both the value of the case and the strategy for pursuing it.
The Attorney Behind the Firm
At Patterson Bray PLLC, our attorney William Patterson focuses on tort litigation, business and commercial litigation, personal injury, and construction litigation. He holds a law degree from the University of Memphis, Cecil C. Humphreys School of Law, and we bring that litigation background to each injury case.
Keep Every Record From Day One
Save medical bills, pay stubs, and notes about how the injury affects daily life. Those records support both the capped and uncapped parts of a claim. Anyone in Memphis hurt through another party’s conduct can reach out to us to review the facts and the options.
Patterson Bray
20+ Years of Experience
24/7 Call Answering
Nashville & Memphis Offices
Reach out to Patterson Bray and an attorney will follow up with you soon.
Posted on Google![]()
Nancy Wallace14 days agoTrustindex verifies that the original source of the review is Google.
If you are looking to do estate planning, go with Patterson Bray! They are excellent to deal with!Posted on Google![]()
Cheryl Adkins15 days agoTrustindex verifies that the original source of the review is Google.
We loved the staff at Patterson Bray. Everyone was very professional. Judith was very thorough and explained everything extremely well. We would recommend Patterson Bray to anyone.Posted on Google![]()
Hailey Wade39 days agoTrustindex verifies that the original source of the review is Google.
Patterson Bray PLLC did an excellent job with my grandmother's estate planning, and made everything easy to understand! She recommended them to a friend who went and is also very satisfied with their services.Posted on Google![]()
Deb Clark44 days agoTrustindex verifies that the original source of the review is Google.
My experience with this firm, particularly Judith Denham has been truly exceptional. From the consultation to the finish, the attention to detail, listening and responding to my needs. My documents were completed timely and professionally. I highly recommend Patterson Bray.Posted on Google![]()
Tanya White44 days agoTrustindex verifies that the original source of the review is Google.
PattersonBray Estate Planning was an incredible firm to work with setting up our Trust. Judith Denham was thorough, very smart, and personable as she patiently explained each part. Gabby put together a very professional beautiful binder for us to have, and has answered questions we have had since then. I am so glad they were recommended to us, and we had them to walk us through this procedure.Posted on Google![]()
Charmaine Sego44 days agoTrustindex verifies that the original source of the review is Google.
Patterson Bray did a great job with my mother's trust.Posted on Google![]()
Phil Chamberlain61 days agoTrustindex verifies that the original source of the review is Google.
Patterson Bray PLLC - first class lawyers.Posted on Google![]()
Catherine McGee81 days agoTrustindex verifies that the original source of the review is Google.
Heath Taylor was a genuine joy to work with during my divorce: straight forward, professional, and knowledgeable. I do hope I never have the need to acquire more legal help, but if I do, he'll be my first call. Thank you for everything, Heath!!Posted on Google![]()
Marva Johnson87 days agoTrustindex verifies that the original source of the review is Google.
I FOUND PATTERSON BRAY AND JUDITH DENHAM TO BE PROFESSIONAL, VERY THOROUGH, AND PERSONAL. I DID NOT FEEL LIKE A CLIENT, BUT A PERSON. I AM SO IMPRESSED WITH THEM, ESPECIALLY JUDITH AND GABBY. VERY GRATEFUL FOR ASSISTANCE. M.JOHNSONPosted on Google![]()
Pam Nicole88 days agoTrustindex verifies that the original source of the review is Google.
We set up a trust with Judith, at Patterson Bray and we received excellent service. Everything was explained thoroughly and everyone was very friendly and professional. I would definitely use her and the firm again, if needed.
comes next.