What I Need to Do When a Creditor Sues You
Consumer Protection Attorney
Getting sued by a creditor is unpleasant, but there is a path that leads to a better outcome than just accepting the lawsuit. First, don’t panic. It sounds cliché, but this happens all the time and debt collectors count on the fact that the average person will not know what to do. Hiring a consumer protection attorney who is experienced in dealing with debt collectors should be your first course of action. Do your research and make sure your attorney is an expert in the field and handles these types of cases on a regular basis.
When you are served with the lawsuit, the worst thing you can do is to ignore it. In fact, the sooner you contact an attorney, the better he/she will be able to serve you. In some states, the debt collector may be able to garnish your paycheck if you fail to respond and a judge rules in their favor. You have a right to challenge the debt collector’s right to sue you. Did you actually incur this debt? Can the company … Read the rest
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